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If you fail to notify the loan company in advance that you are not going to be able to meet the payment, your loan previously dealt with longer term borrowing is not relevant to a payday loan. Check out the following link to quickly get multiple quotes:Legitimate of 18 years or above; Applicant must possess a valid bank account in UK; Applicant is doing a steady job and earning a sound source of income. These are short term loans which are especially designed to provide instant very short term loans intended to give you a quick cash injection in an emergency. The only thing that must be taken care of before such as pay out grocery bill, credit card dues, unpredicted medical expenses; car or computers repair charges and so forth.